Overview -- Eligibility requirements to retire -- How to compute your retirement benefits -- If you have a CSRS component in your annuity -- Credit for military service -- Potential reduction in annuity -- Cost of Living Adjustments (COLAs) -- Social Security benefits -- Thrift Savings Plan -- Other benefits -- Retirement misenrollments -- Planning for retirement -- Application process -- Taxes -- Survivor benefits -- Early retirement -- Leaving before retirement eligibility -- Going back to work for the Government -- Life events in retirement -- Questions and answers -- Useful phone numbers, addresses and other services -- Closing word.